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Can I study abroad with 10 lakhs? Yes, you can! International students with financial restrictions often search for countries providing quality and affordable education. It is quite challenging to pursue higher education abroad within 10 lakhs; however, some countries, including Germany, Norway, Ireland, Poland, Italy, etc., are known for their affordable tuition fees and cost of living. Studying abroad on a budget means getting a top-notch education without breaking the bank. Hence, Indian students are required to research scholarships, low cost universities abroad, budget the cost of living and consider part time work opportunities in the selected country to achieve their goal.
International students can consider studying in Germany, which hubs the zero cost public universities and are only required to budget their living costs which can be around EUR 8,000 to 10,000. Norway is yet another country with public universities offering low tuition education to international students and living expenses of around NOK 10,000 to 15,000. Other countries include Austria and Italy with affordable universities. We have mentioned some viable countries that offer study abroad programmes under 10 lakh for international students in the below headings. Also, universities, living costs, popular courses, and other aspects of these cheapest countries under 10 lakhs are mentioned.
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Students must look for affordable study destinations and search different educational institutions that offer low cost degree programmes under 10 lakh. One of the important aspects to consider is not only the preferred course of study but also the financial ability of the candidate. Shockingly, some of the low cost universities in some countries give international students an opportunity to avail world class education under 10 lakh. Some of the affordable and cheapest countries to study abroad include the following countries:
Germany
Norway
Italy
Poland
Denmark
Austria
Mexico
Taiwan
Japan
France
Students must also note that they should select the right course of study as per their budget. After choosing the country in order to start study abroad under a tight budget of 10 lakh, students should also prefer the short duration and affordable courses to pursue.
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High tuition fees in universities abroad is one of the common hindrances to the study abroad dream of Indian students. Students planning to study abroad under 10 lakh; hence, are required to search for educational institutions with low tuition costs and affordable living expenses. Government colleges are among the cheapest colleges that offer low tuition as compared to private colleges abroad.
There are several top universities in the world 2025 that offer quality education at affordable rates helping students with high dreams but financial restrictions have a chance to achieve their study goals. Some of the cheapest universities in the world 2025 where one can easily study under Rs 10 lakh includes the following:
Germany is renowned in the world for its top universities without hefty tuition fees. There are numerous public universities in Germany that offer zero tuition education to students, including international students. These universities are also highly ranked by QS and THE in their World University Rankings 2025. Hence, students are only required to worry about the cost of living in Germany; making education stress-free.
German Universities | QS WUR 2025 | THE WUR 2025 |
28 | 26 | |
59 | 38 | |
84 | 47 | |
97 | 104 | |
99 | 92 | |
102 | 166 | |
Humboldt University of Berlin | 126 | 84 |
126 | 140 | |
Albert Ludwigs University of Freiburg | 147 | 128 |
191 | 132 |
There are several government universities in France that offer top notch education at low or no tuition fees for international students. Institutions such University of Paris and Sorbonne University are highly renowned for their academic excellence and cutting edge research facilties; marking France as one of the top and cheapest study destinations in the world under 10 lakh. Here are some of the top universities under 10 lakh in France:
French Universities | Average Tuition Fees |
EUR 2,770 to 3,770 | |
EUR 10,500 | |
Montpellier University | EUR 170 to 600 |
Université Paris-Saclay | EUR 170 to 380 |
University of Burgundy | EUR 170 to 380 |
University of Orleans | EUR 170 to 600 |
University of Strasbourg | EUR 184 to 610 |
Aix Marseille University | EUR 285 to 380 |
Note: These fees are approximate and can differ depending on the chosen programme and any additional costs such as registration fees or other administrative charges.
Several universities in Poland offer a diverse range of study programmes at affordable and minimal tuition fees for international students in 2025. Some of the top and affordable universities in Poland include University of Warsaw, Adam Mickiewicz University, Poznań, and University of Rzeszów which are known for its rigorous academic curriculum and low costs. Students looking to study abroad in countries under 10 lakh can refer to the below mentioned cheapest universities in Poland for international students.
Poland University | Average Tuition Fees 2025 |
EUR 3,000 | |
Adam Mickiewicz University, Poznań | EUR 2,000 to EUR 4,000 |
University of Rzeszów | EUR 12,000 |
Pomeranian University in Słupsk | EUR 1,000 to EUR 2,500 |
John Paul II Catholic University of Lublin | EUR 1,000 to EUR 3,000 |
University of Silesia in Katowice | EUR 1,800 to EUR 3,400 |
Gdynia Maritime University | EUR 1,000 to EUR 4,000 |
University of Silesia in Katowice | EUR 1,800 to EUR 3,400 |
Note: These fees are approximate and can differ depending on the chosen programme and any additional costs such as registration fees or other administrative charges.
Japan is one of the best countries for international students planning to study abroad under the budget of 10 lakh. With affordable and top universities and colleges in Japan such as Kyushu University and Tohoku University, students can experience high-quality education, and a vibrant student life, all while staying within a reasonable budget. Several cheapest universities in Japan offering study programmes under 10 lakh are mentioned below for reference:
University | Average Tuition Fees per year |
JPY 535,800 | |
Chugoku Gakuen University | JPY 250,000 to 295,000 |
Tohoku University | JPY 535,800 |
Nakamura Gakuen University | JPY 260,000 to 400,000 |
Jobu University | JPY 264,000 |
JPY 300,000 | |
Shigakukan University | JPY 300,000 |
Yashima Gakuen University | JPY 306,000 |
Fukuoka Jo Gakuin University | JPY 306,000 |
Sakushin Gakuin University | JPY 325,000 |
Note: These fees are approximate and can differ depending on the chosen programme and any additional costs such as registration fees or other administrative charges.
Also Check Out: Top 10 Countries to Study Abroad for Indian Students 2025
High costs can be a barrier for international students seeking study abroad. Hence, there are various scholarships offered by the Indian government and private organisations which cab be considered a big help making study abroad dream achievable, even under the budget of just 10 lakh. Some of the fully funded scholarships for sudy abroad even cover the tuition fees, airfare, monthly stipend, and other miscellaneous expenses. Students can thereby look into different scholarships, grants, and endowments. Let’s first explore some of the top scholarships to study abroad under a budget of 10 lakh:
Numerous scholarships are offered by the Indian government to support student’s dream of studying abroad. However, these scholarships are quite challenging to get. Only the right approach and academic excellence can help. Here are the best 5 scholarships by Indian government for studying abroad:
Goverment Scholarships | Eligibility | Benefits |
Fulbright-Nehru Master’s Fellowships |
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The Inlaks Shivdasani Scholarships |
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Fulbright-Kalam Climate Fellowship |
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The Lady Meherbai D Tata Education Trust |
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Cornell University Tata Scholarship |
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Check out: Fulbright Scholarships India
Some of the private trusts to offer scholarships and loans for studying abroad include the following:
J.N. Tata Endowment
K.C. Mahindra Education Trust
Mariwala Trust
R.D. Sethna Scholarship Fund
Sahu Jain Trust
Understanding the international student visa fees for countries is an important part of budgeting for study abroad under the budget of 10 lakh rupees. Countries have different application fee structures for processing student visas. Here, we have mentioned the student visa costs for some of the most affordable study destinations offering education within 10 lakh to be considered while managing finances.
Top 10 Cheapest Countries Abroad | Fees |
Student visa fees in Germany | EUR 75 |
Student visa fees in Norway | NOK 4,900 |
Student visa fees in Italy | Short term visa: EUR 80 to 100 |
Long term visa: EUR 76 to 110 | |
Student visa fees in Poland | EUR 80 to 120 |
Student visa fees in Denmark | DKK 1,900–2,500 |
Student visa fees in Austria | EUR 150 |
Student visa fees in Mexico | USD 36 |
Student visa fees in Taiwan | USD 66 to 132 |
Student visa fees in Japan | JPY 4,000 |
Student visa fees in France | EUR 99 |
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One of the major aspects to consider while budgeting for study abroad under 10 lakh is the living expenses in the chosen country. Here is the cost of living in some of the top affordable study abroad destinations in the world offering high-quality education with minimal or low fees:
Cheap Study Destinations | Expenses Cost (approx) per month |
EUR 1,330 to 2,620 | |
Cost of living in Norway | EUR 2,000 to 3,500 |
Cost of living in Italy | EUR 1,160 to 1,860 |
Cost of living in Poland | EUR 800 to 1,450 |
Cost of living in Denmark | EUR 2,000 to 3,500 |
Cost of living in Austria | EUR 2,000 to 3,500 |
Cost of living in Mexico | EUR 730 to 1,310 |
Cost of living in Taiwan | TWD 26,047 to TWD 42,030 (EUR 730 to 1,160) |
JPY 73,000 to 150,000 (EUR 500 to 1,050) | |
EUR 993 to 1,330 |
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Some of the things to consider while planning abroad education under a tight budget without breaking the bank include several things to consider. These include:
Looking for community colleges that offer quality education at affordable tuition in comparison to universities.
Generally, short-term courses and exchange programmes abroad are available for international students under 10 lakh rupees.
Consider countries with low cost of living.
Explore countries that offer part-time work opportunities for international students.
Research different tuition-free universities in cheap countries such as Germany and France.
Yes, you can study abroad with a budget of just 10 lakh rupees. Students can explore some of the best affordable study destinations such as Germany, France, Italy, Poland, and Denmark where some universities are either tuition-free or with minimal or affordable tuition.
One of the cheapest countries in the world is Germany. It is also a top choice for international students looking for affordable yet world class education. Here, public universities are generally zero tuition institutions funded by the government.
Yes, you can study abroad with 15 lakh. It will require exploring different cheapest universities in the world that not only offer top notch education but also provide affordability to students. Some of the study abroad options with low tuition fees in universities include France, Japan, Germany, Taiwan, Mexico, and many more.
Yes, you can study in USA for a mere 10 lakhs. However, it is quite hard to find universities and colleges in the US with tuition fees as low as 10 lakh. Students can explore community colleges and state universities instead of other private universities in th country. Moreover, some of the scholarships in USA offer full support including tuition fees, living costs, and travel expenses.
Yes, you can study in UK with a financial budget of 10 lakh rupees. It is difficult; however, students can take the help of some of the most prestigious and fully funded scholarships offered in the UK including Chevening Scholarships, Commonwealth Scholarships, GREAT Scholarships, and many more.
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