IHS Fee for UK Student Visa From India in 2025

Key Considerations about the IHS fee UK student visa

Keep the following points in mind about the Immigration Health Surcharge when applying for a UK student visa.

• Paying the IHS is mandatory and must be paid as a part of online visa application

• Can you get refund on IHS for student visa? You can get refund under some IHS refund policy for student visa, such as visa refusal, in case you pay the IHS twice, or decide to withdraw your application before the decision is made

• The IHS fee for dependents on student visa is same as what you pay

• If you are an international student and applying for a course that is less than 6 months in the UK, you don’t have to pay the IHS

• There is a difference between IHS and visa fee UK

• Some students don’t have to pay the IHS fees under IHS exemption for UK student visa, including EU/EEA students, students applying for a short-term course in UK (less than 6 months), students on Youth Mobility Scheme visa

Also Read:

What is the Immigration Health Surcharge (IHS)?

The Immigration Health Surcharge (IHS) is a mandatory payment international students must make when applying for a UK Student visa. By paying this amount, international students get access to the National Health Service (NHS) in the United Kingdom, including:

• Free doctor consultations (GP visits)

• Emergency care and hospital treatment

• Reduced costs for prescriptions, dental care, and eye care

After paying the IHS, you don’t need to purchase a separate health insurance while studying in the UK. The UK student visa rejection rate increases when a student does not pay the IHS fee.

How to Calculate IHS cost for UK student visa 2025?

When to pay IHS for student visa UK 2025? At the same time when you submit your online visa application. You can visit the official gov.uk website and calculate IHS fee per year for student visa UK. The amount you pay is £776 for a year, plus an additional £388 for any additional period of six months or less.

Here is how you calculate UK student visa IHS charge for different visa lengths:

• One-year Master's degree: The master’s degree in the UK is generally for a year, which often gets extended to 17 months. So, in this case, you will have to pay for 17 months (1.5 years). The IHS fee UK student visa would be £1,164 (£776 + £388).

• Three-year undergraduate degree: For undergraduate programs, the time frame will be three years plus the additional time. Therefore, the UK visa IHS student rate for this case would be £2,716 (£776 x 3 + £388).

• Four-year PhD: The visa for PhD programs is usually for four years and the additional time. So, in this case, students will pay 3,492 (£776 x 4 + £388).

Quick IHS Fee Calculator for Students

How to pay the IHS fee for a UK Student Visa?

Follow these steps to pay the Immigration Health Surcharge for students UK 2025.

• Step 1: Visit GOV.UK and apply online for UK study visa

• Step 2: When you are to make the payment, the system will automatically calculate your IHS fees depending on the length of your visa.

• Step 3: Using the debit/credit card, pay the IHS fees before submitting the visa application.

• Once done, you will get an IHS reference number via email you must include in your visa application. If you don’t pay the IHS fee, your visa will be considered incomplete and get rejected.

UK Visa for Indians Cost Breakdown 2025

To understand the IHS cost breakdown of the UK student visa, here are all the costs associated with UKVI as per the current UK pound to INR exchange rate.

• Application Fee: This is the standard UKVI student visa fee itself, which is currently £524. The GBP to INR conversion for this fee is ₹65,294.

• IHS cost for UK student visa 2025: You also need to pay the Immigration Health Surcharge for students UK 2025 which is for the entire length of your study visa in the UK, and not just for the duration of your course. The standard rate is £776 for one year. The UK visa IHS rate 2025 is calculated on the basis of the duration of your visa, including even the extra months added to your visa at the end. For instance- if you enrol in a 1-year master’s course, it might get extended to 16 months. In this case, the IHS calculation for student visa UK 2025 will be for 12 months (£776) and half of the annual rate for additional months (£388).

• Optional Services: If you require your UK student visa to get processed faster, you can opt for priority services and pay an additional amount for it.

Tips for international students applying for a UK student visa 2025

Follow these tips to get your UK visas approved faster.

• Calculate the total cost of studying and living in the UK, including the tuition fees, visa fees, IHS fees, cost of living, etc before applying for a visa.

• Always make the payment through debit or credit card.

• Save your IHS reference number as you will need it later during visa process and border entry

• Don’t forget to pay the IHS fees for UK student visa

• Avail visa priority services for a faster visa processing