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Cost of living in Singapore in 2025: If a student is planning to study in Singapore, they must be aware of the monthly expenses in Singapore and the cost of living in that city. The living expenses in Singapore for international students vary according to the choice of their accommodation.
Singapore is regarded as the best city for quality education and job opportunities for international students. Before planning to pursue higher education in Singapore, students must have an idea of everyday expenses. The living cost in Singapore for international students studying in Singapore includes accommodation changes, cost of groceries, transportation, food, internet usage, hourly rate for house help and healthcare.
The cost of living in Singapore for Indian students is quite expensive as the universities & colleges in Singapore are situated in the centre of the city. The cost of living in Singapore for 1 person is Rs. 95,687.1 (S$ 1,485.7) without rent charges.
The expenses in sharing will be less as the house rent, house help fee, food expenses, internet bills, groceries bills will be split among the two persons. Before planning to study in top universities in Singapore, candidates will have to maintain a budget. The cost of living in Singapore is quite high for Indian students and the costs of accommodation are also higher. It is around Rs. 1 lakh on average per month in Singapore. The income tax in Singapore is rather low and has a GST of 9%, which applies to the majority of consumer goods. However, the cost of living in Singapore for international students depends on several factors including the lifestyle of the student, choices and his/ her preferences. Read the complete article to know all about living expenses in Singapore for Indian students.
Students will have to keep in mind the living expenses in Singapore per month when they plan to study abroad. The living expenses in Singapore for Indians depend on various factors including the location of the rented house or apartment, type of accommodation, charges on food, transportation charges and other expenses.
The living expenses in Singapore for a student estimated monthly will be Rs. 95,687.1 (S$ 1,485.7) and the rent charges are not included. The cost of living in Singapore for a family of four will be around Rs. 344,443.2 (S$ 5,348.0) (excluding the rent) according to the data available on the Numbeo website. The cost of living in Singapore with rent will be higher for international students as the rent in Singapore will be an average of 1,208.8% higher than India. Detailed information on the cost of living in Singapore for international students is given below which includes food, accommodation, and transportation charges:
Particulars | Amount in SD | Amount in Rs. |
Apartment (1 bedroom) Outside of Centre | S$ 2,621.46 | Rs. 168,856.92 |
Apartment (3 bedrooms) Outside of Centre | S$ 5,047.30 | Rs. 325,113.67 |
One-way Ticket (Local Transport) (Transportation) | S$ 2.00 | Rs. 128.83 |
Monthly Pass (Regular Price) (Transportation) | S$ 120.00 | Rs. 7,729.60 |
Meal (Inexpensive Restaurant) | S$ 15.00 | Rs. 966.20 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
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Students who prefer to eat outside at an inexpensive restaurant will cost around S$ 15.00. The meal for two people in a mid-range restaurant will cost about S$ 95.00.
Particulars | Amount in SD | Amount in Rs. |
Meal, Inexpensive Restaurant | S$ 15.00 | Rs. 966.20 |
Meal for 2 People, Mid-range Restaurant, Three-course | S$ 95.00 | Rs. 6,119.27 |
McMeal at McDonalds (or Equivalent Combo Meal) | S$ 10.00 | Rs. 644.13 |
Domestic Beer (0.5 litre draught) | S$ 9.90 | Rs. 637.69 |
Imported Beer (0.33 litre bottle) | S$ 10.00 | Rs. 644.13 |
Cappuccino (regular) | S$ 6.37 | Rs. 410.19 |
Coke/Pepsi (0.33 litre bottle) | S$ 2.07 | Rs. 133.23 |
Water (0.33 litre bottle) | S$ 1.54 | Rs. 99.17 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
If students want to cook their meals, they will have to spend more than 100 S$ on groceries for living expenses in Singapore per month. The list of groceries along with their prices is mentioned in the table below.
Particulars | Amount in SD | Amount in Rs. |
Milk (regular), (1 litre) | S$ 3.63 | Rs. 233.77 |
Loaf of Fresh White Bread (500g) | S$ 2.74 | Rs. 176.70 |
Rice (white), (1kg) | S$ 3.77 | Rs. 242.77 |
Eggs (regular) (12) | S$ 4.35 | Rs. 280.44 |
Local Cheese (1kg) | S$ 23.60 | Rs. 1,519.93 |
Chicken Fillets (1 kg) | S$ 12.59 | Rs. 810.81 |
Beef Round (1 kg) (or Equivalent Back Leg Red Meat) | S$ 25.54 | Rs. 1,644.88 |
Apples (1 kg) | S$ 5.36 | Rs. 345.06 |
Banana (1 kg) | S$ 4.05 | Rs. 260.94 |
Oranges (1 kg) | S$ 5.31 | Rs. 342.23 |
Tomato (1 kg) | S$ 3.69 | Rs. 237.60 |
Potato (1 kg) | S$ 3.07 | Rs. 197.49 |
Onion (1 kg) | S$ 3.17 | Rs. 203.97 |
Lettuce (1 head) | S$ 2.22 | Rs. 143.06 |
Water (1.5 liter bottle) | S$ 1.89 | Rs. 122.01 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
The transportation charges are also part of the living expenses in Singapore per month. The cost of transportation in Singapore depends on the mode of transportation. Students can take the Singapore Tourist Pass (STP) to save expenses on transportation. The regular price of the monthly pass is 120.00 S$. Mentioned below are the transportation charges in Singapore.
Particulars | Amount in SD | Amount in Rs. |
One-way Ticket (Local Transport) | S$ 2.00 | Rs. 128.83 |
Monthly Pass (Regular Price) | S$ 120.00 | Rs. 7,729.60 |
Taxi Start (Normal Tariff) | S$ 4.60 | Rs. 296.30 |
Taxi 1 km (Normal Tariff) | S$ 1.00 | Rs. 64.41 |
Taxi 1 hour Waiting (Normal Tariff) | S$ 20.40 | Rs. 1,314.03 |
Gasoline (1 litre) | S$ 2.86 | Rs. 184.39 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
The utility charges in Singapore include the basic charges of electricity, heating, cooling, water, garbage, mobile phone bills and internet charges. The living expenses in utilities cost around 214.21 S$. However, the monthly Mobile phone plan with calls is 23.24 S$ and monthly internet charges are 47.82 S$.
Particulars | Amount in SD | Amount in Rs. |
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment | S$ 214.21 | Rs. 13,798.15 |
Mobile Phone Monthly Plan with Calls and 10GB + Data | S$ 23.24 | Rs. 1,496.97 |
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | S$ 47.82 | Rs. 3,080.18 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
The cost of living in Singapore is much higher as compared to India. Singapore has good public transport services and provides quality of life and various job opportunities. The rent of one bedroom in the city centre is 3,629.33 S$ and outside of the centre is 2,621.46 S$.
Particulars | Amount in SD | Amount in Rs. |
Apartment (1 bedroom) in City Centre | S$ 3,629.33 | Rs. 233,777.53 |
Apartment (1 bedroom) Outside of Centre | S$ 2,621.46 | Rs. 168,856.92 |
Apartment (3 bedrooms) in City Centre | S$ 7,260.42 | Rs. 467,667.79 |
Apartment (3 bedrooms) Outside of Centre | S$ 5,047.30 | Rs. 325,113.67 |
(Source: Numbeo)
Note: The exchange rate for the Singapore dollar to the Indian rupee fluctuates every day.
Students should have a clear idea of the overall cost of studying in Singapore based on their desired course. Institution type and course type are two major factors that affect the total cost of study in the top universities of Singapore. For undergraduate courses in Singapore, students will have to keep an average budget between Rs. 6 lakhs to Rs. 46 lakhs per year. Yearly, the fee for postgraduate courses varies between Rs. 6 lakhs to Rs. 40 lakhs. This amount can cover only the tuition fee and doesn't include other expenses and it may vary depending on the study programme the student opts for.
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