Average Cost of Living in Switzerland for Indian Students 2025

Cost of living in Switzerland for students: Studying and living in Switzerland can be slightly more expensive for international students than in India. The average living expenses in Switzerland per month is CHF 1,440 (INR 1,56,340) without rent, according to Numbeo. The overall cost of living in Switzerland for Indian students is approximately 472% higher than in India. The rent or accommodation cost in Switzerland is 1,005% higher than in India. Students can expect to pay an average of CHF 1,630 (INR 1,76,995) to cover the accommodation cost of living in Switzerland per month. Switzerland's education system has been ranked 28th globally in the 2025 World Population Review. Despite the high cost of living, many international students choose to study there for its quality education. Some of the factors that contribute to the cost of living in Switzerland for international students include accommodation, food, clothing, transportation, books, & other supplies. Generally, the tuition fees in Swiss universities vary according to the institution; however, the average cost of tuition in Switzerland is CHF 1,000–2,000 (INR 1L - 2L) per semester. Students planning to study in Switzerland should read the entire article to learn about differences in living expenditures in famous cities in Switzerland, top university tuition fees, techniques for saving money in the country, and more.

This Story also Contains

1. Cost of Living in Switzerland for International Students 2025
2. Cost of Studying in Switzerland 2025
3. Accommodation Cost in Switzerland 2025
4. Food Expenses in Switzerland
5. City Wise Cost of Living in Switzerland
6. Factors Impacting the Cost of Living in Switzerland
7. Tips for Saving Money in Switzerland 2025
8. List of Top Universities in Switzerland With Tuition Fees 2025
9. Average Salary in Switzerland
10. Cost of living in Switzerland vs India

Also Read: Switzerland Student Visa Requirements

Cost of Living in Switzerland for International Students 2025

The average living expenses in Switzerland for international students is approximately INR 1.5L - 2L per month. These living expenses are calculated by summing up all the basic expenditures such as accommodation, food, transportation, and utilities. Here are the details for living in Switzerland.

Cost of Studying in Switzerland 2025

The average cost of studying in Switzerland in public universities ranges from CHF 1,000 and CHF 2,000 (approximately INR 1L - 2.1L), and in private universities, it ranges from CHF 17,000 to CHF 90,000 (approximately INR 18L - 96L ) per year. Apart from tuition fees, students are subjected to additional charges such as application fees, scholarship funds, sports association fees, and more. With 10 universities in Switzerland ranked in the QS World University Rankings 2025, it is a great choice for Indian students. However, the exact tuition fees vary depending on the educational institution, level, and the course of choice.

Accommodation Cost in Switzerland 2025

Rent in Switzerland is 1,005% higher than in India. The single-room accommodation cost in Switzerland is approximately between 1.3L - 1.6L per month. However, outside the city centre, housing facilities are available at much cheaper rates. Students can choose either University dorms or off-campus apartments for living in Switzerland. Finding cheap and best housing in Switzerland can be challenging but not impossible. Hence, check out the cost of housing in Switzerland for Indian students in the table below.

Cost of Housing in Switzerland

Source: Numbeo

Food Expenses in Switzerland

Switzerland has high food expenses for international students. It is advisable that students opt for home-cooked meals to reduce restaurant or other food expenses. Hence, the breakdown of the cost of food and groceries in Switzerland is given below for Indian students.

Cost of Food and Groceries in Switzerland

Source: Numbeo

Tips to save money on food in Switzerland include:

• Cooking at home rather than frequenting restaurants.
• Creating a meal plan to avoid impulse buys at the market.
• Take advantage of student discounts.

Cost of Transportation in Switzerland

Public transport in Switzerland 2025 is quite affordable. Other than public transportation, the cost of transportation is pretty high in Switzerland. A more affordable way to get around the city is using biking for Indian students. Other costs for transportation in Switzerland are mentioned below.

Source: Numbeo

Tips to save money on transportation in Switzerland include:

• Students are advised to use public buses and trains to save some money.
• Opt for a monthly pass to save money.
• Using biking to travel in Switzerland.

Healthcare Costs in Switzerland

Health insurance is mandatory in Switzerland. The cost of health insurance in Switzerland for international students ranges between CHF 300 - 400 (approximately INR 32,310 - 43,080) per month. Note that the cost of healthcare and insurance in Switzerland might vary by age and coverage level. In addition, the cost of visiting a general practitioner ranges from CHF 100 - 250.

Utility Costs in Switzerland 2025

Apart from housing, food, and transportation fees, international students have to cover other expenses such as electricity, water, mobile phone bills, internet charges, and more. It is an important component of the average living cost in Switzerland 2025. The cost of utilities in Switzerland for Indian students is mentioned below.

Source: Numbeo

Entertainment and Leisure Costs in Switzerland

Entertainment and leisure costs vary depending on lifestyle and activities. These include social activities, gym memberships, and outings.

Source: Numbeo

City Wise Cost of Living in Switzerland

As the cost of living varies by city, the following sections elaborate on the living expenses of popular cities in Switzerland.

Cost of living in Zurich

Source: Numbeo

Cost of living in Geneva

Source: Numbeo

Cost of living in Lausanne

Source: Numbeo

Cost of living in Bern

Source: Numbeo

Cost of living in Basel

Source: Numbeo

Factors Impacting the Cost of Living in Switzerland

The cost of living in Switzerland varies for each individual. There are several factors to consider while calculating the living expenses in Switzerland as an international student.

• Location of Accommodation: The cost of living varies in the city or region. Cities like Zurich and Geneva are among the most expensive globally.
• Lifestyle: Dining out frequently or choosing luxury accommodations can impact the overall cost of living in Switzerland, as a more luxurious lifestyle will incur higher costs.
• Type of Housing: Some of the highest real estate prices in the world are in Switzerland. Expensive cities are Zurich, Geneva, and Basel. Even a shared apartment can have higher rent.
• Transportation: Public transportation is widely used and can be a budget-friendly option. There are monthly passes available for students.
• Utilities and Groceries: Dining out can be an expensive option; it is best to cook meals and home to save some money.

Tips for Saving Money in Switzerland 2025

Living in Switzerland can be financially exhausting for Indian students. However, some effective tips can help students to save their money while studying in Switzerland. Check out the below-mentioned tips that can help students manage their living expenses in Switzerland:

Shared housing: To save money on rent, students must look for a house or flat (in sharing) outside the city centre.

Home-cooked meals: Cook the meals at home to avoid spending money at costly places or expensive restaurants.

Use public transport: Try to take public transport or local trains for shorter trips.

Thrift shop: To save money on clothing, buy thrifted clothes or from local department stores.

Scholarships: Seek financial aid and scholarships from the university to reduce the burden of educational expenses.

Research types of universities available: Choose public universities over private universities to minimise tuition fees.

Avail free student services: Make use of public libraries, sports facilities, and computer labs which are often free for students.

List of Top Universities in Switzerland With Tuition Fees 2025

Average Salary in Switzerland

According to Glassdoor, the average salary in Switzerland, approximately CHF 79,980 per year, which is approximately CHF 6,665 per month. The salary for various popular sectors is as follows:

Cost of living in Switzerland vs India

The table below elaborates on the cost of living in Switzerland both in CHF and INR and the cost in India for the same particulars.

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