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Latest trends indicate that more Indian students are willing to go abroad for higher education. In a written reply to a query in parliament early this year, Subhas Sarkar, Minister of State in the Ministry of Education, Government of India said that 7.5 lakh Indian students enrolled for courses in foreign universities in 2022 while it was 4.4 lakh in 2021. This indicates that the cost of studying abroad is no longer a deterrent thanks to the student education loan providers who are ready to help students with loans based on their requirements. In this article, Rajesh Kachave, Chief Business Officer- Student Lending & Insurance Business. gives his insights on education loans for Indian students aspiring to study abroad.
Q. What are the types of education loans available for students who wish to study abroad? Please give details.
A. Education is a non-discretionary expense in India. Parents always aim to provide the best education to their children to build successful careers. However, skyrocketing education inflation prevents parents from financially supporting their children’s academic aspirations. Nowadays, students prefer financing their education independently by opting for a student loan. Therefore, new-age education-focused financing partners offer hyper-personalised education loans designed to cater to the financial requirements of the student fraternity.
We at Avanse Financial Services provide two kinds of student loans:
Secured Loans: Secured loans are education loans that require collateral to be pledged against the loan amount. Collateral is any asset that is offered as a security to the lender. Fixed deposits by any registered deposit-taking organisation assigned in favour of the firm, non-agricultural land and residential property are accepted as security.
Unsecured Loans: Unsecured loans are education loans that do not require any collateral to be pledged. Students can avail of an unsecured loan of up to 75 lakhs.
Financial requirements differ from student to student. Therefore, the applicant must choose between secured and unsecured loans based on their personal preference and financial needs.
What are the repayment terms for these?
Students opting for an education loan should be mindful of the repayment factor. Keeping finances in order is essential to clear the student loan seamlessly and simultaneously build a good credit score right from the start. Although the moratorium period buys some time to start paying the instalments, planning is important as it ensures timely repayments without any delays and penalties. Therefore, as a student-centric organisation, we encourage our students to pay a small portion of the interest component in the form of simple interest (SI) or partial interest (PI).
The student community must remember that the moratorium period is not an interest-free period, as interest begins to accrue from day one. Additionally, paying off SI/PI during the course instils financially prudent habits early on. A thought-through approach should be implemented to plan a robust education loan repayment strategy to pay off the borrowed amount.
Students can choose from the below-mentioned repayment options:
Interest servicing during the course: Pay simple interest during the study program.
Partial interest servicing during the course: Students can pay partial interest while pursuing their education.
EMI repayment during the course: The EMIs, including the interest, will start post-completion of higher education.
What is the maximum loan limit available to students who want to study abroad?
Financial services firms in India are intent on democratising education in India by providing education financing which will empower deserving students to access quality education. Avanse Financial Services is one of them. These firms try to provide tailor-made solutions that best suit the financial requirements of the students. Therefore, the amount will depend on various factors such as the cost of education, student's employability potential, their parents/guardians’ financial background, and more.
What are the factors to consider when choosing an education loan?
It is imperative to choose the right type of loan and lender. So, diving headfirst into the first offer can lead to bad financing decisions. Here are some essential things to consider while choosing a student loan.
Research is crucial for choosing the right lender: Conducting extensive research is important when opting for a student loan. Students should utilise online resources and seek advice from acquaintances who have already opted for similar financing solutions, as this will enable them to identify the most suitable education loan. Focusing solely on the interest rate is a common mistake most students commit. Hence, applicants must consider various factors when shortlisting the financial institution.
Identify the right amount to borrow: To determine the appropriate loan amount, it is essential for a student to carefully examine the potential expenses involved when taking an education loan. Conducting thorough research can provide students with a better understanding of these costs. So, factor in all expenses beyond the tuition fees that will be incurred while studying abroad. Borrowing a large sum will unnecessarily increase the EMIs, whereas a lower amount will prove to be inadequate in meeting the expenses.
Loans should cover the holistic cost of education: While considering a loan, students should ensure that it covers all costs associated with their education, not just tuition fees. The student loan should include travel expenses, accommodation costs, living expenses, the cost of learning devices and other education-related expenses.
Planning a repayment strategy from day zero: While a student plans to apply for an education loan, they must also start planning an effective repayment strategy simultaneously. They should discuss all the components of a loan, such as loan amount, tenure, repayment options, and EMIs, with the lender to design the best repayment strategy that suits their education loan journey ahead. When opting for a student loan, building an emergency corpus will be helpful to continue with EMIs despite emergencies such as the pandemic.
Which is a better option- an education loan with collateral or an education loan without collateral?
The decision between taking an education loan with collateral or without collateral depends on the applicant’s financial circumstances and preferences. Therefore, students must analyse their financial requirements before selecting between the two. Ultimately, the best option depends on personal choices and priorities.
What are the advantages and disadvantages of taking an education loan?
Education forms a bedrock in students’ life to shape their careers. Thus, students prefer quality education and do not settle for lesser-known courses or lesser-popular universities, leading to competition. Hence, to give deserving students a chance, institutes are reinforcing strict measures to select candidates, and high demand contributes to increased costs. However, this has failed to discourage the student community from pursuing their academic aspirations, so they choose student loans.
It covers the holistic cost of education: Education loans are designed to cover the holistic cost of education, including tuition fees, airfare, accommodation, living expenses, etc., which allows students to focus on their studies.
Preserves family savings: Family savings are set aside for emergencies. If higher studies are funded using these savings, families will have tough times during contingencies. Education loan helps keep the rainy-day fund untouched, which can be utilised during challenging times.
Pay post-course completion: One of the unique propositions of student loans is that financiers understand students may need some time to start repaying their EMIs, and therefore, education loans come with a moratorium period. This period varies depending on the financier. However, we believe that making small contributions during this holiday period is always beneficial.
Be Atma Nirbhar: Education loan is one of the best ways to fund education independently. It helps students earn the self-made batch. Besides, when students repay a loan, they also start building their credit history. Students are at a crucial juncture where they will eventually need other financial products such as car loans, home loans and credit cards. A healthy credit score will unlock multiple benefits when opting for these financial solutions.
How does one decide the loan amount one needs to study abroad?
It is imperative to bear in mind the various expenses required for overseas education. So, for instance, if a student wants to complete their master’s degree in Canada, they must consider the overall costs such as tuition fees, travelling expenses, accommodation fees, cost of living in Canada, learning devices expenses, and more. It is advised to utilise College Course Expense Calculator to find the appropriate loan amount. Aspirants must also consult the lender, who will provide the necessary guidance.
What is the process for getting an education loan to study abroad? How smooth or tough is the loan application process for students?
New-age financial institutions have embraced digital tools, which have fastened the credit-decision process. This has enabled lenders to offer education loans at lightning speed. As a student-friendly organisation, customers can apply online or opt for the physical application process.
What is the average processing time for education loans?
Technology integration has fastened the overall loan sanction and disbursement process. Our technology-driven approach has enabled us to build scalability to offer lightning-fast, hyper-personalised financial solutions. This reflects in our quick application and sanction process. If all the necessary documents are in place and the loan applicant checks the criteria boxes, the loan can be sanctioned within 72 hours.
What are the current trends in education loans for studying abroad?
India has the largest student population in the world, aided by rising urbanisation, awareness, higher student enrolments, and increasing disposable income, all these factors are leading to a huge annual education-related spending of ~9-10 lakh crore across the entire student lifecycle. Education financing has been catering to this massive spending and, thus, is a multi-decade secular growth story in India, lenders play an indispensable role in this value chain.
The high outflows for international education are driven by the ambition among the student community to secure seats at legendary universities outside their home country. Educational institutions, on the other hand, offer a plethora of choices in terms of subjects, courses and degrees.
Apart from the regular conventional courses such as STEM and MBA, institutions also provide a wide range of non-conventional courses such as aviation, music, animation, etc. The awareness of educational degrees has significantly increased, amplifying its demand and students’ aspiration to achieve them. Thus, the rising cost of education, pent-up demand among students in the post-pandemic world and their desire to achieve their academic dreams independently have fuelled the growth of the education financing segment.
What are the demographic details when it comes to education loans to study abroad?
We have observed an increasing demand for education loans among students from Mumbai, Delhi, Hyderabad, Bengaluru, Chennai, Pune, Kolkata, Ahmedabad and more. There’s also a rising demand for education loans from tier II and tier III cities such as Vijayawada, Visakhapatnam, Guntur, Warangal, and Tirupati, to name a few. Moreover, since countries like the US, the UK, Canada, Ireland, Germany, and Australia offer impeccable education, a plethora of courses, state-of-the-art infrastructure, and an incredible learning experience, they remain some of the top choices among study-abroad aspirants. In terms of study programs in these countries, STEM and MBA continue to rule over the hearts of the student fraternity. During the past 2 years, we have witnessed female aspirants opting for student loans to fund their higher education independently. Over 35% of women students have opted for education financing from Avanse Financial Services.
The field of biomedical engineering opens up a universe of expert chances. An Individual in the biomedical engineering career path work in the field of engineering as well as medicine, in order to find out solutions to common problems of the two fields. The biomedical engineering job opportunities are to collaborate with doctors and researchers to develop medical systems, equipment, or devices that can solve clinical problems. Here we will be discussing jobs after biomedical engineering, how to get a job in biomedical engineering, biomedical engineering scope, and salary.
Database professionals use software to store and organise data such as financial information, and customer shipping records. Individuals who opt for a career as data administrators ensure that data is available for users and secured from unauthorised sales. DB administrators may work in various types of industries. It may involve computer systems design, service firms, insurance companies, banks and hospitals.
A career as ethical hacker involves various challenges and provides lucrative opportunities in the digital era where every giant business and startup owns its cyberspace on the world wide web. Individuals in the ethical hacker career path try to find the vulnerabilities in the cyber system to get its authority. If he or she succeeds in it then he or she gets its illegal authority. Individuals in the ethical hacker career path then steal information or delete the file that could affect the business, functioning, or services of the organization.
The invention of the database has given fresh breath to the people involved in the data analytics career path. Analysis refers to splitting up a whole into its individual components for individual analysis. Data analysis is a method through which raw data are processed and transformed into information that would be beneficial for user strategic thinking.
Data are collected and examined to respond to questions, evaluate hypotheses or contradict theories. It is a tool for analyzing, transforming, modeling, and arranging data with useful knowledge, to assist in decision-making and methods, encompassing various strategies, and is used in different fields of business, research, and social science.
Individuals who opt for a career as geothermal engineers are the professionals involved in the processing of geothermal energy. The responsibilities of geothermal engineers may vary depending on the workplace location. Those who work in fields design facilities to process and distribute geothermal energy. They oversee the functioning of machinery used in the field.
Individuals who opt for a career as a remote sensing technician possess unique personalities. Remote sensing analysts seem to be rational human beings, they are strong, independent, persistent, sincere, realistic and resourceful. Some of them are analytical as well, which means they are intelligent, introspective and inquisitive.
Remote sensing scientists use remote sensing technology to support scientists in fields such as community planning, flight planning or the management of natural resources. Analysing data collected from aircraft, satellites or ground-based platforms using statistical analysis software, image analysis software or Geographic Information Systems (GIS) is a significant part of their work. Do you want to learn how to become remote sensing technician? There's no need to be concerned; we've devised a simple remote sensing technician career path for you. Scroll through the pages and read.
The role of geotechnical engineer starts with reviewing the projects needed to define the required material properties. The work responsibilities are followed by a site investigation of rock, soil, fault distribution and bedrock properties on and below an area of interest. The investigation is aimed to improve the ground engineering design and determine their engineering properties that include how they will interact with, on or in a proposed construction.
The role of geotechnical engineer in mining includes designing and determining the type of foundations, earthworks, and or pavement subgrades required for the intended man-made structures to be made. Geotechnical engineering jobs are involved in earthen and concrete dam construction projects, working under a range of normal and extreme loading conditions.
How fascinating it is to represent the whole world on just a piece of paper or a sphere. With the help of maps, we are able to represent the real world on a much smaller scale. Individuals who opt for a career as a cartographer are those who make maps. But, cartography is not just limited to maps, it is about a mixture of art, science, and technology. As a cartographer, not only you will create maps but use various geodetic surveys and remote sensing systems to measure, analyse, and create different maps for political, cultural or educational purposes.
Budget analysis, in a nutshell, entails thoroughly analyzing the details of a financial budget. The budget analysis aims to better understand and manage revenue. Budget analysts assist in the achievement of financial targets, the preservation of profitability, and the pursuit of long-term growth for a business. Budget analysts generally have a bachelor's degree in accounting, finance, economics, or a closely related field. Knowledge of Financial Management is of prime importance in this career.
The invention of the database has given fresh breath to the people involved in the data analytics career path. Analysis refers to splitting up a whole into its individual components for individual analysis. Data analysis is a method through which raw data are processed and transformed into information that would be beneficial for user strategic thinking.
Data are collected and examined to respond to questions, evaluate hypotheses or contradict theories. It is a tool for analyzing, transforming, modeling, and arranging data with useful knowledge, to assist in decision-making and methods, encompassing various strategies, and is used in different fields of business, research, and social science.
A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.
An underwriter is a person who assesses and evaluates the risk of insurance in his or her field like mortgage, loan, health policy, investment, and so on and so forth. The underwriter career path does involve risks as analysing the risks means finding out if there is a way for the insurance underwriter jobs to recover the money from its clients. If the risk turns out to be too much for the company then in the future it is an underwriter who will be held accountable for it. Therefore, one must carry out his or her job with a lot of attention and diligence.
Individuals in the operations manager jobs are responsible for ensuring the efficiency of each department to acquire its optimal goal. They plan the use of resources and distribution of materials. The operations manager's job description includes managing budgets, negotiating contracts, and performing administrative tasks.
An investment director is a person who helps corporations and individuals manage their finances. They can help them develop a strategy to achieve their goals, including paying off debts and investing in the future. In addition, he or she can help individuals make informed decisions.
Welding Engineer Job Description: A Welding Engineer work involves managing welding projects and supervising welding teams. He or she is responsible for reviewing welding procedures, processes and documentation. A career as Welding Engineer involves conducting failure analyses and causes on welding issues.
A career as Transportation Planner requires technical application of science and technology in engineering, particularly the concepts, equipment and technologies involved in the production of products and services. In fields like land use, infrastructure review, ecological standards and street design, he or she considers issues of health, environment and performance. A Transportation Planner assigns resources for implementing and designing programmes. He or she is responsible for assessing needs, preparing plans and forecasts and compliance with regulations.
An expert in plumbing is aware of building regulations and safety standards and works to make sure these standards are upheld. Testing pipes for leakage using air pressure and other gauges, and also the ability to construct new pipe systems by cutting, fitting, measuring and threading pipes are some of the other more involved aspects of plumbing. Individuals in the plumber career path are self-employed or work for a small business employing less than ten people, though some might find working for larger entities or the government more desirable.
Individuals who opt for a career as construction managers have a senior-level management role offered in construction firms. Responsibilities in the construction management career path are assigning tasks to workers, inspecting their work, and coordinating with other professionals including architects, subcontractors, and building services engineers.
Urban Planning careers revolve around the idea of developing a plan to use the land optimally, without affecting the environment. Urban planning jobs are offered to those candidates who are skilled in making the right use of land to distribute the growing population, to create various communities.
Urban planning careers come with the opportunity to make changes to the existing cities and towns. They identify various community needs and make short and long-term plans accordingly.
Highway Engineer Job Description: A Highway Engineer is a civil engineer who specialises in planning and building thousands of miles of roads that support connectivity and allow transportation across the country. He or she ensures that traffic management schemes are effectively planned concerning economic sustainability and successful implementation.
Individuals who opt for a career as an environmental engineer are construction professionals who utilise the skills and knowledge of biology, soil science, chemistry and the concept of engineering to design and develop projects that serve as solutions to various environmental problems.
A Naval Architect is a professional who designs, produces and repairs safe and sea-worthy surfaces or underwater structures. A Naval Architect stays involved in creating and designing ships, ferries, submarines and yachts with implementation of various principles such as gravity, ideal hull form, buoyancy and stability.
Orthotists and Prosthetists are professionals who provide aid to patients with disabilities. They fix them to artificial limbs (prosthetics) and help them to regain stability. There are times when people lose their limbs in an accident. In some other occasions, they are born without a limb or orthopaedic impairment. Orthotists and prosthetists play a crucial role in their lives with fixing them to assistive devices and provide mobility.
A career in pathology in India is filled with several responsibilities as it is a medical branch and affects human lives. The demand for pathologists has been increasing over the past few years as people are getting more aware of different diseases. Not only that, but an increase in population and lifestyle changes have also contributed to the increase in a pathologist’s demand. The pathology careers provide an extremely huge number of opportunities and if you want to be a part of the medical field you can consider being a pathologist. If you want to know more about a career in pathology in India then continue reading this article.
Gynaecology can be defined as the study of the female body. The job outlook for gynaecology is excellent since there is evergreen demand for one because of their responsibility of dealing with not only women’s health but also fertility and pregnancy issues. Although most women prefer to have a women obstetrician gynaecologist as their doctor, men also explore a career as a gynaecologist and there are ample amounts of male doctors in the field who are gynaecologists and aid women during delivery and childbirth.
An oncologist is a specialised doctor responsible for providing medical care to patients diagnosed with cancer. He or she uses several therapies to control the cancer and its effect on the human body such as chemotherapy, immunotherapy, radiation therapy and biopsy. An oncologist designs a treatment plan based on a pathology report after diagnosing the type of cancer and where it is spreading inside the body.
The audiologist career involves audiology professionals who are responsible to treat hearing loss and proactively preventing the relevant damage. Individuals who opt for a career as an audiologist use various testing strategies with the aim to determine if someone has a normal sensitivity to sounds or not. After the identification of hearing loss, a hearing doctor is required to determine which sections of the hearing are affected, to what extent they are affected, and where the wound causing the hearing loss is found. As soon as the hearing loss is identified, the patients are provided with recommendations for interventions and rehabilitation such as hearing aids, cochlear implants, and appropriate medical referrals. While audiology is a branch of science that studies and researches hearing, balance, and related disorders.
The hospital Administrator is in charge of organising and supervising the daily operations of medical services and facilities. This organising includes managing of organisation’s staff and its members in service, budgets, service reports, departmental reporting and taking reminders of patient care and services.
For an individual who opts for a career as an actor, the primary responsibility is to completely speak to the character he or she is playing and to persuade the crowd that the character is genuine by connecting with them and bringing them into the story. This applies to significant roles and littler parts, as all roles join to make an effective creation. Here in this article, we will discuss how to become an actor in India, actor exams, actor salary in India, and actor jobs.
Individuals who opt for a career as acrobats create and direct original routines for themselves, in addition to developing interpretations of existing routines. The work of circus acrobats can be seen in a variety of performance settings, including circus, reality shows, sports events like the Olympics, movies and commercials. Individuals who opt for a career as acrobats must be prepared to face rejections and intermittent periods of work. The creativity of acrobats may extend to other aspects of the performance. For example, acrobats in the circus may work with gym trainers, celebrities or collaborate with other professionals to enhance such performance elements as costume and or maybe at the teaching end of the career.
Career as a video game designer is filled with excitement as well as responsibilities. A video game designer is someone who is involved in the process of creating a game from day one. He or she is responsible for fulfilling duties like designing the character of the game, the several levels involved, plot, art and similar other elements. Individuals who opt for a career as a video game designer may also write the codes for the game using different programming languages.
Depending on the video game designer job description and experience they may also have to lead a team and do the early testing of the game in order to suggest changes and find loopholes.
Radio Jockey is an exciting, promising career and a great challenge for music lovers. If you are really interested in a career as radio jockey, then it is very important for an RJ to have an automatic, fun, and friendly personality. If you want to get a job done in this field, a strong command of the language and a good voice are always good things. Apart from this, in order to be a good radio jockey, you will also listen to good radio jockeys so that you can understand their style and later make your own by practicing.
A career as radio jockey has a lot to offer to deserving candidates. If you want to know more about a career as radio jockey, and how to become a radio jockey then continue reading the article.
The word “choreography" actually comes from Greek words that mean “dance writing." Individuals who opt for a career as a choreographer create and direct original dances, in addition to developing interpretations of existing dances. A Choreographer dances and utilises his or her creativity in other aspects of dance performance. For example, he or she may work with the music director to select music or collaborate with other famous choreographers to enhance such performance elements as lighting, costume and set design.
A multimedia specialist is a media professional who creates, audio, videos, graphic image files, computer animations for multimedia applications. He or she is responsible for planning, producing, and maintaining websites and applications.
A career as social media manager involves implementing the company’s or brand’s marketing plan across all social media channels. Social media managers help in building or improving a brand’s or a company’s website traffic, build brand awareness, create and implement marketing and brand strategy. Social media managers are key to important social communication as well.
In a career as a copywriter, one has to consult with the client and understand the brief well. A career as a copywriter has a lot to offer to deserving candidates. Several new mediums of advertising are opening therefore making it a lucrative career choice. Students can pursue various copywriter courses such as Journalism, Advertising, Marketing Management. Here, we have discussed how to become a freelance copywriter, copywriter career path, how to become a copywriter in India, and copywriting career outlook.
Careers in journalism are filled with excitement as well as responsibilities. One cannot afford to miss out on the details. As it is the small details that provide insights into a story. Depending on those insights a journalist goes about writing a news article. A journalism career can be stressful at times but if you are someone who is passionate about it then it is the right choice for you. If you want to know more about the media field and journalist career then continue reading this article.
For publishing books, newspapers, magazines and digital material, editorial and commercial strategies are set by publishers. Individuals in publishing career paths make choices about the markets their businesses will reach and the type of content that their audience will be served. Individuals in book publisher careers collaborate with editorial staff, designers, authors, and freelance contributors who develop and manage the creation of content.
In a career as a vlogger, one generally works for himself or herself. However, once an individual has gained viewership there are several brands and companies that approach them for paid collaboration. It is one of those fields where an individual can earn well while following his or her passion.
Ever since internet costs got reduced the viewership for these types of content has increased on a large scale. Therefore, a career as a vlogger has a lot to offer. If you want to know more about the Vlogger eligibility, roles and responsibilities then continue reading the article.
Individuals in the editor career path is an unsung hero of the news industry who polishes the language of the news stories provided by stringers, reporters, copywriters and content writers and also news agencies. Individuals who opt for a career as an editor make it more persuasive, concise and clear for readers. In this article, we will discuss the details of the editor's career path such as how to become an editor in India, editor salary in India and editor skills and qualities.
Linguistic meaning is related to language or Linguistics which is the study of languages. A career as a linguistic meaning, a profession that is based on the scientific study of language, and it's a very broad field with many specialities. Famous linguists work in academia, researching and teaching different areas of language, such as phonetics (sounds), syntax (word order) and semantics (meaning).
Other researchers focus on specialities like computational linguistics, which seeks to better match human and computer language capacities, or applied linguistics, which is concerned with improving language education. Still, others work as language experts for the government, advertising companies, dictionary publishers and various other private enterprises. Some might work from home as freelance linguists. Philologist, phonologist, and dialectician are some of Linguist synonym. Linguists can study French, German, Italian.
The career of a travel journalist is full of passion, excitement and responsibility. Journalism as a career could be challenging at times, but if you're someone who has been genuinely enthusiastic about all this, then it is the best decision for you. Travel journalism jobs are all about insightful, artfully written, informative narratives designed to cover the travel industry. Travel Journalist is someone who explores, gathers and presents information as a news article.
Welding Engineer Job Description: A Welding Engineer work involves managing welding projects and supervising welding teams. He or she is responsible for reviewing welding procedures, processes and documentation. A career as Welding Engineer involves conducting failure analyses and causes on welding issues.
A quality controller plays a crucial role in an organisation. He or she is responsible for performing quality checks on manufactured products. He or she identifies the defects in a product and rejects the product.
A quality controller records detailed information about products with defects and sends it to the supervisor or plant manager to take necessary actions to improve the production process.
A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.
A QA Lead is in charge of the QA Team. The role of QA Lead comes with the responsibility of assessing services and products in order to determine that he or she meets the quality standards. He or she develops, implements and manages test plans.
A metallurgical engineer is a professional who studies and produces materials that bring power to our world. He or she extracts metals from ores and rocks and transforms them into alloys, high-purity metals and other materials used in developing infrastructure, transportation and healthcare equipment.
An Azure Administrator is a professional responsible for implementing, monitoring, and maintaining Azure Solutions. He or she manages cloud infrastructure service instances and various cloud servers as well as sets up public and private cloud systems.
An AWS Solution Architect is someone who specializes in developing and implementing cloud computing systems. He or she has a good understanding of the various aspects of cloud computing and can confidently deploy and manage their systems. He or she troubleshoots the issues and evaluates the risk from the third party.
Careers in computer programming primarily refer to the systematic act of writing code and moreover include wider computer science areas. The word 'programmer' or 'coder' has entered into practice with the growing number of newly self-taught tech enthusiasts. Computer programming careers involve the use of designs created by software developers and engineers and transforming them into commands that can be implemented by computers. These commands result in regular usage of social media sites, word-processing applications and browsers.
A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.
Individuals in the information security manager career path involves in overseeing and controlling all aspects of computer security. The IT security manager job description includes planning and carrying out security measures to protect the business data and information from corruption, theft, unauthorised access, and deliberate attack
B.Sc (Hons)/BA (Hons) Business Administration, is an International BBA programme offered at MET Institute of International Studies, Mumbai
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